Effective date: October 25, 2026

Privacy Policy

Help My Wallet is a personal budgeting app for iPhone that helps you understand where your money goes. This policy explains what data the app uses and how it is handled.

Data you create in Help My Wallet

The content you add to the app — transactions, categories, budgets, recurring charges, invoices, preferences, and app settings — is stored only on your device.

We do not operate any server that stores your financial data. Your data never leaves your device, except when included in a device backup you choose to make through Apple (iCloud or your computer), which is handled by Apple under their own privacy terms.

Data used for app features

Help My Wallet works completely offline. Imports of bank statements (CSV) are processed entirely on your device; the file is never uploaded anywhere.

Purchases and subscriptions are managed exclusively by Apple through StoreKit and the App Store. We do not receive your identity or payment information.

Advertising and tracking

Help My Wallet does not show advertising and does not use third-party analytics, tracking, or advertising SDKs of any kind.

Children's privacy

Help My Wallet is not directed to children and does not knowingly collect personal information from children — because no personal information is collected at all.

Third-party services

Help My Wallet interacts only with Apple's App Store to handle in-app purchases. These services process data according to Apple's own privacy policies.

Contact

For privacy questions, contact us at zilhao-2sonico@icloud.com.